microfinance

Micro Finance


AMCCSL Audited Financial
Statements 2024-25

Audited Financial
Statements 2022-23

Annapurna Mahila Co-op Credit Society Ltd.
Particulars March 2021 March 2022 March 2023 March 2024 March 2025
Total Branches 22 22 22 22 22
Total Groups 25,173 24,992 25,019 25,051 25,040
Total Clients 1,25,867 1,24,960 1,25,095 1,25,254 1,25,199
Total Loan Clients 57,398 46,733 34,995 37,426 37,602
Total Loan Outstanding USD millions 24.76 18.78 19.32 24.32 29.37
Rupees lakhs 17,335.10 13,146.92 13,525.13 17,025.98 20,555.74
Average Loan Outstanding per Loan member USD 431 402 552 650 781
Rupees 30,202 28,132 38,649 45,492 54,667
Portfolio-At-Risk > 30 Days (%) 19.57 14.30 11.12 1.26 0.00
Total Savings USD millions 18.70 24.89 27.35 29.83 29.98
Rupees lakhs 13,091.40 17,420.97 19,144.31 20,882.65 20,987.52
Average Savings per Client USD 149 199 219 238 239
Rupees 10,401 13,941 15,304 16,672 16,763
Operating Self-Sufficiency (OSS) 113% 113% 109% 114% 115%
Joint Liability Group Members 1,27,624 1,26,551 1,24,543 1,25,254 1,25,199
Joint Liability Group Amount 51,53,32,822 64,56,19,058 69,09,58,784 79,11,85,830 86,91,23,821
Recurring Deposit Borrower Members 18,773 16,520 16,351 21,177 26,556
Recurring Deposit Borrower Amount 1,26,21,831 1,37,17,903 1,49,11,513 2,16,68,492 2,79,10,780
Recurring Deposit Non-Borrower Members 560 729 722 722 725
Recurring Deposit Non-Borrower Amount 1,23,03,472 2,96,46,903 5,34,15,839 6,21,79,630 2,39,93,203
Fixed Deposit Borrower Members 14,772 19,750 21,188 17,976 17,532
Fixed Deposit Borrower Amount 4,88,50,020 3,45,18,304 4,11,43,829 3,97,05,393 4,15,47,065
Fixed Deposit Non- Borrower Members 2,479 3,216 3,342 3,282 3,197
Fixed Deposit Non- Borrower Amount 58,33,62,446 84,61,01,874 88,81,35,192 87,26,07,519 76,75,16,544
Adharpurna Enrolled Members 29,699 32,797 34,277 34,664 35,486
Adharpurna Amount Collected 12,95,69,516 17,24,93,218 21,65,17,713 26,23,99,548 32,18,40,073
Clients per Field Staff 483 386 338 425 392